# Terms of Use | Celestial Wealth Solutions

> The terms that apply when you use the Celestial Wealth Solutions website, calculator and free membership: illustration only, no advice, membership rules.

Canonical page: https://ourwealthpath.org/terms

Legal

# Terms of Use

Last updated September 3, 2026

## Illustration only

The calculator is an educational tool. It uses a monthly-compounded crediting rate you choose, ignores policy charges, and assumes contributions to age 65. It is not a quote, an offer of insurance, or a guarantee of any result.

## No advice

Nothing on this site is financial, tax or legal advice. Talk to a licensed professional before buying any policy.

## Real numbers come from a carrier

Any actual policy is subject to the carrier's underwriting, illustration and contract terms, which control over anything shown here.

## Membership

One free account per person. Keep your password to yourself and tell us right away if you think someone else has it. Be decent in the community: no abusive, false or spam posts. We may remove content, or an account, that breaks these terms.

## Use of the site

Do not misuse the site, submit false information, or attempt to disrupt it.

## Liability

The site is provided as is. To the fullest extent the law allows, Celestial Wealth Solutions is not liable for decisions made in reliance on it.

## Governing law

These terms are governed by the laws of the State of California.

## Contact

[contact@celestialwealthsolutions.com](mailto:contact@celestialwealthsolutions.com)

Questions about this page?

Email [contact@celestialwealthsolutions.com](mailto:contact@celestialwealthsolutions.com) and a licensed professional at Celestial Wealth Solutions will answer, or send a message from your member dashboard.

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